Compare the Top Merchants of Record in Brazil as of May 2025

What is Merchants of Record in Brazil?

A Merchant of Record (MoR) is a business or entity that is responsible for processing transactions, managing payment collections, and ensuring compliance with regulations related to payments. They handle the entire payment process, from authorizing charges to managing refunds and chargebacks, and are the legal entity that appears on a customer's payment statement. The MoR assumes liability for the financial and legal obligations of the transaction, including taxes and customer disputes. In many cases, they also manage payment gateways and ensure secure transaction processing. This role is often outsourced by businesses to third-party payment processors to streamline operations and reduce risk. Compare and read user reviews of the best Merchants of Record in Brazil currently available using the table below. This list is updated regularly.

  • 1
    Paddle

    Paddle

    Paddle Payments

    Paddle is a subscription commerce and billing platform for Software and SaaS companies. It’s more difficult than ever to keep up with customer demands, to find new international growth opportunities, and to manage your internal resources effectively. With Paddle, you spend less time on fixing internal roadblocks and can focus on scaling your business. Paddle provides a full suite of tools from optimized checkout to sell your software, to recurring billing, fraud detection, manual invoicing, sales taxes, global currencies, customer support, analytics and much more, all in one platform. Choose how you want to sell, Paddle supports every type of sales motion. Optimize your checkout for conversions, scale your sales-assisted invoicing to more business accounts, and add subscription billing
  • 2
    SubscriptionFlow

    SubscriptionFlow

    SubscriptionFlow

    SubscriptionFlow is a subscription management software that automates the billing and payment processes for businesses. It incorporates a range of SaaS billing models for recurring payment systems along with a stringent region-based tax management process. With real-time AI-powered analytics and reporting, SubscriptionFlow provides useful insights that help streamlines business revenue. An automated and tailored subscription management system eliminates the overhead of time-consuming and labour-intensive work that ultimately increases business productivity in a shorter period of time. Moreover, it helps introduce efficiency in the business operations while automating the recurring billing subscriptions of users. Hence, it results in increased brand reputation, customer experience, and business revenue.
    Starting Price: $79 / Month
  • 3
    Nexway

    Nexway

    Nexway

    Nexway is a French software and service company for ecommerce and payment. Nexway enables companies to sell their software and services online in more than 140 countries by connecting their e-store to its e-commerce and payment platform. Avast, Eset, Fnac Darty, Kaspersky and Veepee are amongst Nexway's. Headquartered in Paris (France), and with offices in Nîmes (France), Katowice (Poland), Milan (Italy), San Francisco (USA), and Tokyo (Japan), the company has 100 employees and generated a 95M€ turnover in 2019. Nexway Monetize: payment and ecommerce platform to manage the shopping cart, handle payment in more than 140 countries, run subscriptions, invoicing, manage local tax and compliance to local regulations globally. The SaaS platform is based on microservices and APIs and is complemented by managed services such as customer care and marketing campaign management. Nexway Connect: a digital distribution network that connects software and video games publisher.
    Starting Price: $0.01
  • 4
    Xsolla

    Xsolla

    Xsolla

    Xsolla is the video game ecommerce platform powered by Transaction Engine and Business Engine to help developers and publishers market, sell, connect and optimize their games globally. Serving only the video game industry, the Xsolla Transaction Engine and Business Engine work seamlessly together to solve the complexities of distribution, marketing and monetization so developers, publishers and platform partners can increase their audience, sales and revenue. Market, sell, connect, and optimize your game with one platform, powered by Xsolla Transaction Engine and Business Engine. Accessible solutions that combine our products, industry connections, and expertise to meet your company’s specific needs. Great games can emerge anywhere. We at Xsolla are here to ensure the best ideas get made, get seen, and get played. So we've built a suite of products that remove the barriers between creators and the support they need.
  • 5
    Lemon Squeezy

    Lemon Squeezy

    Lemon Squeezy

    As your merchant of record, we handle the tax compliance burden so you can focus on more revenue and less headache. We’re your merchant of record. That means we handle payments, merchant fees, fraud, and sales tax without you lifting a finger. Launch your secure ecommerce website and start selling software, subscriptions, and digital downloads anywhere in minutes. Utilize no-code checkout links without worrying about design, mobile optimization, or payment integrations. It really is easy-peasy. Don't worry about merchant accounts and billing logic. Choose per seat, usage-based, and more. Customize as little or as much as you like. Automatically issue license keys for your software and apps after each sale. Deactivate, re-issue, and have full control over license management. Build an ecommerce website in minutes without coding or design skills. Customizable, SSL-secured, and mobile-optimized as standard.
    Starting Price: $10 per month
  • 6
    Gigapay

    Gigapay

    Gigapay

    ​Gigapay is a payment solution enabling businesses to pay creators anywhere, on demand while offloading onboarding and procurement obligations. It offers a streamlined payment infrastructure that allows businesses to save time, mitigate risks, and operate more efficiently. Key features include compliance with local regulations in over 40 markets, the ability to work with individual creators, and easy self-onboarding for creators. Gigapay also facilitates global payments by allowing businesses to generate batch payments, simplify bookkeeping, and pay vendors in accordance with local regulations. It supports local payout options for vendors, consolidates invoices per payout currency, and offers multi-currency pay-in options. Additionally, Gigapay provides tax management services, assisting businesses in complying with local regulations, including KU14 reporting of transactions, DAC7 reporting, and support with withholding and image rights policies.
    Starting Price: €279 per month
  • 7
    Cleverbridge

    Cleverbridge

    Cleverbridge

    A configurable platform that has everything you need to sell online; around the world. Additionally, our expert growth services make sure you have all the tools to hit revenue targets and ensure customer satisfaction, where ever, whenever. Sell your products and services around the world, focusing on your core business. In the background, we will navigate international taxation and compliance, ensure localized checkout experiences, manage fraud and everything else, enabling you with a host of best-in-class solutions. Take charge of complicated pricing, billing and payment processing no matter the situation with easy-to-use, adaptable solutions for B2B and B2C. B2B users expect an experience that at least equals their day-to-day digital lives. Our solutions leverage 15 years of eCommerce experience to fit the needs of B2B clients and their customers.
  • 8
    Reach

    Reach

    Reach

    We combine dynamic checkout, intelligent routing, and Merchant of Record local acquiring to offer you the most cost-effective way to sell to global customers. Reach is the premier partner for dynamic retail brands looking to connect with shoppers around the world, and skyrocket global sales. Using our unique Merchant of Record model, Reach helps retailers process global payment transactions wherever a retailers customer is based. Reach brings consistency to cross-border currency conversions with its Guaranteed FX solution, has relationships with banks worldwide to enable local credit card processing, offers consumers alternative payment methods where they are accustomed to using them, and provides best-in-class fraud detection and prevention services.
    Starting Price: 2.75% + $0.30 per transaction
  • 9
    Dodo Payments

    Dodo Payments

    Dodo Payments

    Dodo Payments is a powerful Merchant of Record (MoR) solution designed for digital businesses selling globally. Whether you run a SaaS, digital product, or online service, Dodo handles payments, taxes, and compliance—so you can scale faster without the operational complexity. With Dodo Payments, digital businesses can: Accept payments from 100+ countries without setting up local entities Automate tax collection, invoicing, and global remittance (VAT, GST, Sales Tax) Reduce friction with localized checkout and preferred payment methods Stay fully compliant with international regulations—without legal headaches Dodo Payments lets you go global from day one. Sell digital products with ease, compliance, and peace of mind.
    Starting Price: 4% + 40¢ per transaction
  • 10
    ExpandNow

    ExpandNow

    ExpandNow

    ​ExpandNow is a comprehensive global ecommerce platform that simplifies international expansion by integrating commerce, localized checkout, and merchant-of-record services into a single solution. The platform enables businesses to quickly launch online stores with customizable storefronts, marketing tools, analytics, and promotions, all without the need for coding. It supports localized checkout experiences tailored for over 200 markets, offering features like country switchers, local payment methods, multilingual support, and guaranteed fraud protection. Acting as the merchant of record, ExpandNow manages complex aspects such as local selling entities, global payment options, sales tax, VAT and GST compliance, trade compliance, and fraud prevention. This approach allows businesses to focus on growth while ensuring compliance and operational efficiency across global markets. ​
  • 11
    Yapstone

    Yapstone

    Yapstone

    Leverage Yapstone’s entire payments platform, or plug into the features that fit your business requirements to amplify your growth. Accept all major and alternative payment methods from around the world. Tap into our in-market expertise on local consumers and payment methods. Approve 95% of merchants in record time with seamless, scalable onboarding for marketplaces, vacation rental hosts, freelancers, and more. Shift compliance burdens and regulatory complexity to Yapstone with our flexible merchant of record arrangements. Detect and prevent fraud before it happens with our powerful risk engine. Yapstone’s platform architecture is built on hundreds of layered microservices. Our easy-to-use REST APIs can be efficiently customized to meet your company’s individual needs, regardless of the vertical or industry. No matter your industry, Yapstone’s flexible platform can future-proof your payments and expand your customer base.
  • 12
    2Checkout

    2Checkout

    Verifone

    The 2Checkout Monetization Platform is comprehensive and flexible, so you can quickly pursue new market opportunities and deliver exceptional user experiences. The all-in-one monetization platform that maximizes your revenues and makes global digital sales easier. We enable merchants to accept mobile and online payments from buyers worldwide. Our payment processing is seamless, safe, reliable, no matter where you are on the map. This is the all-in-one monetization package that helps global businesses grow digital commerce revenue streams. Get in front of new customers worldwide via our niche affiliates from across the globe, and use our channel manager solution to multiply your global distribution network online. Reach out through the channels where your customers are buying.
    Starting Price: 4.5% + $0.45 per sale
  • 13
    PayPro Global

    PayPro Global

    PayPro Global

    Our reseller model means that when you partner with us everything is taken care of, from start to finish. From initial customer sales – in a variety of currencies and payment methods – to invoicing, tax compliance, customer support and subscription management, we take care of the little details so you can focus on the big picture. Our reseller model means that when you partner with us everything is taken care of, from start to finish. From initial customer sales – in a variety of currencies and payment methods – to invoicing, tax compliance, customer support and subscription management, we take care of the little details so you can focus on the big pictures. Our reseller model means that when you partner with us everything is taken care of, from start to finish. From initial customer sales – in a variety of currencies and payment methods – to invoicing, tax compliance, customer support, and subscription management, we take care of the little details so you can focus on the big picture.
  • 14
    FastSpring

    FastSpring

    FastSpring

    FastSpring is the trusted ecommerce partner for companies that sell software around the world. With FastSpring’s full-service ecommerce solution, software companies sell more, stay lean, and compete big. We enable software and SaaS companies to increase their revenue by 30% or more. Thousands of customers use FastSpring to accept payments in all major currencies and collect VAT and taxes. Selling software online is challenging. That’s why software companies around the world partner with FastSpring’s full-service ecommerce platform. We’re changing the way software is bought and sold online with an easy-to-use, full-service ecommerce platform.
  • 15
    CommerceGate

    CommerceGate

    CommerceGate

    Get a CommerceGate Merchant Account set up with our trusted banks. We offer customised solutions for Merchants and Start-ups. As our client, you always have the benefit of our dedication to simplicity, security, service and speed. If you already have a merchant account, you can benefit by using our processing platform, advanced anti-fraud tools and powerful back office. Integration with our gateway is quick and easy with our technology and service working for you. Take advantage of our synergistic risk management to avoid loss and fraud. We combine the best of data driven automation and manual control. Leverage our expertise and technology to monitor and safeguard your revenue stream.
  • 16
    Fungies

    Fungies

    Fungies.io

    Fungies is a platform to allow game developers and publishers build their own storefronts. - Allows selling Steam or any games via their own Web Shop - Helps mobile game developers sell in-game items via Web channel - Solves the problem of being locked-up with only distribution via AppStore/PlayStore or Steam: this is an additional sales channel for all game developers - Web2 and Web3 compatible
  • 17
    1D3 Digitech

    1D3 Digitech

    1D3 Digitech

    1D3 DIGITECH acts as a merchant of record, offering comprehensive payment, sales tax (VAT/GST) management, support and distribution to video game developers, publishers, and digital goods enterprises.
    Starting Price: 3%
  • 18
    Digital River

    Digital River

    Digital River

    Your Complete Checkout Solution for Global Payments, Fraud, Tax and Compliance Management. Build a D2C channel that fits your needs now, and has room to grow into your future tomorrow. Leave the back-office to us so you can focus on what matters most — making your customers happy. Take the complexities out of selling online. Whether you’re compiling best-of-breed providers into a single sophisticated solution or looking for an all-in-one ecommerce provider, we have the tools and expertise to help you grow your business around the world. We help brands reach new markets in months, not years. We’ve done the heavy lifting, building a global infrastructure made up of 26 local acquirers, 9 local entities, 120+ payment methods, and 46 currencies. All that infrastructure gives brands the Onshore Advantage™ of delivering great localized customer experiences.
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